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MalwareUsed by 1 actor

URLzone

URLZone, also known as Bebloh and Shiotob, is a banking Trojan first observed in 2009. The provided content describes it as an eBanking Trojan and links it to credential and financial-data theft typical of banking malware. It has been observed as both a hosted malware family and a botnet using Avalanche fast-flux communication infrastructure, and Avalanche-related investigations tied Bebloh/URLZone infections to German-speaking victims and shared command-and-control infrastructure.

In the campaigns described, URLZone was commonly delivered through malicious Microsoft Excel documents containing macros. When victims enabled macros, the documents downloaded URLZone as an initial payload; URLZone then downloaded and installed Ursnif, including Ursnif 1000 in Japan-focused activity. Delivery chains used multiple layers of obfuscation, geofencing, and locale checks to verify intended victims, especially in Japan. The content specifically notes checks for Japanese Excel country settings, Japanese-language PowerShell error text, Japanese year formatting, and LCID 1041. Some campaigns also used steganography, embedding malicious code in image data referenced by Office documents.

URLZone activity in the supplied reporting is strongly associated with financially motivated actor TA544. Proofpoint assessed TA544 as a high-volume distributor operating primarily in Japan and Italy, using localized invoice- or payment-themed phishing emails and malicious Office attachments. In 2019, URLZone was reported as the highest-volume email threat in Japan, where it appeared mainly as an initial payload leading to Ursnif infections configured with web injects for Japanese banks. TA544 also used geofencing and localized lures to target victims in Japan and Italy.

The malware is also repeatedly listed among families distributed or hosted via the Avalanche criminal infrastructure, alongside other banking trojans, ransomware, and botnets. Avalanche was used for phishing, malware distribution, and botnet communications, and supported URLZone/Bebloh among many other malware families. No standalone file hashes, domains, or IP indicators specific to URLZone are provided in the content.

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THREAT ACTORS

Groups observed using it

1 distinct threat actor attributed by public researchers. Open in Mallory to see the full evidence chain and overlapping campaigns.

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TA544

Messages from these campaigns drop their payloads via Microsoft Excel documents with macros, that when enabled, download URLZone (another banking Trojan), which, in turn, download Ursnif 1000.

via proofpoint threat insight blogproofpoint.com
MITRE ATT&CK

Techniques & procedures

19 distinct techniques documented for this family, organized by ATT&CK tactic.

Initial Access

3 techniques
T1566PhishingEvidence1

The criminal groups have been using the Avalanche infrastructure since 2009 for conducting malware, phishing and spam activities. They sent more than 1 million e-mails with damaging attachments or links every week to unsuspecting victims.

T1566.001Spearphishing AttachmentEvidence3

Proofpoint researchers have observed email messages containing malicious Microsoft Excel documents with macros that, when enabled, install URLZone.

T1566.002Spearphishing LinkEvidence1

They sent more than 1 million e-mails with damaging attachments or links every week to unsuspecting victims.

Execution

4 techniques
T1059Command and Scripting InterpreterEvidence1

It may be delivered via password-protected Zip files; Microsoft Office document attachments with malicious macros; or compressed JScript, JavaScripts, or Visual Basic scripts.

T1059.001PowerShellEvidence1

Examples of recent language and locale checks include: PowerShell error for non-existent command contains "用語 " ... PowerShell cmdlet: 'Get-date' ... PowerShell cmdlet: 'Get-Culture."LCID"' needs to contain "04"

T1059.005Visual BasicEvidence2

The macros also use multiple layers of obfuscation and various locale and language checks to ensure the victim machine is in Japan before downloading and decoding the initial payload.

T1204.002Malicious FileEvidence2

These documents contained macros that, when enabled, installed an instance of Emotet.

Stealth

3 techniques
T1027Obfuscated Files or InformationEvidence2

The macros also use multiple layers of obfuscation and various locale and language checks to ensure the victim machine is in Japan before downloading and decoding the initial payload.

T1027.003SteganographyEvidence2

One notable characteristic of TA544 is their use of steganography, which is the process of concealing code within images.

T1497.001System ChecksEvidence1

Most Ursnif 1000 campaigns use a robust combination of geofencing techniques to verify that users are located in Japan.

Credential Access

2 techniques
T1555Credentials from Password StoresEvidence1

Millions of private and business computer systems were also infected with malware, enabling the criminals operating the network to harvest bank and e-mail passwords.

T1649Steal or Forge Authentication CertificatesEvidence2

Victims may have had their sensitive personal information stolen (e.g., user account credentials).

Discovery

3 techniques
T1497.001System ChecksEvidence1

Most Ursnif 1000 campaigns use a robust combination of geofencing techniques to verify that users are located in Japan.

T1614System Location DiscoveryEvidence1

Excel: "Application.International(xlCountrySetting)" begins with "8" (international Dialling Code for Japan is 81)

T1614.001System Language DiscoveryEvidence1

The macros also use multiple layers of obfuscation and various locale and language checks to ensure the victim machine is in Japan before downloading and decoding the initial payload.

Collection

1 technique
T1005Data from Local SystemEvidence1

A system infected with Avalanche-associated malware may be subject to malicious activity including the theft of user credentials and other sensitive data, such as banking and credit card information.

Command and Control

4 techniques
T1071Application Layer ProtocolEvidence4

Sinkholing is an action whereby traffic between infected computers and a criminal infrastructure is redirected to servers controlled by law enforcement authorities... infected computers can no longer reach the criminal command and control computer systems and so criminals can no longer control the infected computers.

T1090.003Multi-hop ProxyEvidence1

Avalanche used fast-flux DNS, a technique to hide the criminal servers, behind a constantly changing network of compromised systems acting as proxies.

T1105Ingress Tool TransferEvidence2

These images contain scripts that can fetch and install malware (usually URLZone or Ursnif 1000) from malicious websites controlled by TA544.

T1568.001Fast Flux DNSEvidence4

Avalanche used fast-flux DNS, a technique to hide the criminal servers, behind a constantly changing network of compromised systems acting as proxies.

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Threat actor attribution1

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Exploited vulnerabilities

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Detection signatures

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MITRE ATT&CK mapping19

Every documented technique, ranked by evidence weight.

Researcher chatter

Reddit, Mastodon, and CTI community discussion around this family.